Artificial intelligence has probably already made decisions about you. Here’s why that matters – ABC News

Artificial intelligence has probably already made decisions about you. Here’s why that matters – ABC News

Artificial intelligence has probably already made decisions about your life.

It might have decided whether your insurance claim was accepted or rejected as fraudulent.

It may have assessed your credit score, predicting if you were worthy of a loan or deemed too high risk.

It could even have watched you drive, detecting if you are flouting the road rules and should be fined.

And if AI hasn’t already made a decision that affects your life, it almost certainly will, whether that be shaping what you see on social media or keeping tabs on you while you work from home with tracking software or some other application.

So what do you need to know about automated decision-making and why should you care about it?

What exactly is AI again?

AI is a type of computer program that uses complex code and powerful processors to sift through massive amounts of data.

The software analyses all that information to make decisions and take actions.

There is not just one AI, but countless different systems being created for different purposes and applications.

Most people often only pay attention to exciting new uses of AI, like the “neural network” that creates bizarre artworks prompted by key words.

AI generated this image from the text prompt ‘Bondi love story’.(ABC)

Or to scary warnings of an “AI apocalypse” where scenarios from movies like The Terminator or War Games seem to be becoming a reality.

But there are many everyday instances of AI that also deserve our attention.

What are some examples?

When Spotify recommends a song, it’s analysing the music you’ve listened to and comparing them to tracks that other people like. The AI then makes decisions about what other songs you might also enjoy.

By feeding more data into an AI, the system is trained to see more connections and correlations between different pieces of information.

Spotify’s …….

Source: https://www.abc.net.au/news/2021-11-30/why-you-should-care-about-artificial-intelligence/100591684